Financing specialist (m/f/d)

The HypoVereinsbank is part of UniCredit, a pan-European commercial bank. Our goal is to help the company develop further by offering our corporate customers and private customers the best solutions in the world and bringing their potential and the potential of our employees to development. Digitalization and our commitment to ESG principles - Sustainability & social justice - are the basis for our actions. You encourage us to accompany and empower our stakeholders. With our sustainability strategy, our products and social impact banking, we contribute to a life-saving future. Our success is based on the diversity and uniqueness of our employees. That is why we respect and promote equal opportunities in all dimensions of diversity, equity and inclusion: from age to gender and nationality to religion. We do not think in hierarchies, but create an environment in which every opinion is appreciated. For this reason, we have also been awarded the European top employer for the repeated time. Also you become part of us - be yourself and grow with us.

The Financing Spezcalists division within the Private Customers Bank division supports the Wealth Management and Private Banking division as a specialist for high-end real estate financing of its customers.

Type of employment: Full or part-time possible Representative:in and main contact partner:in close cooperation with:the Relationship Manager:into all questions concerning real estate financing/residential financing as well as the entire asset business for Wealth Management & Private Banking Customers:in Analysis of private and operational investment projects, their adaptation to operational and private conditions, plausibility and optimisation of tailor-made financing concepts, taking into account possible risks Implementation of defined credit processes, in particular taking over further implementation, including administrative activities within the framework of real estate financing/residential financing process Fast and high-quality processing of credit engagements and interface to relevant units in the credit process, e.g. Credit analyst:inside, decision-makers:inside, reviewers:inside throughout the entire processing up to complete valuting Active handling of all occasions/prolongations in the existing Wealth Management & Private Banking Portfolio (total credit product spectrum) Leadership of customer talks – both independently and together with:the Relationship Manager:in – in presence appointments and using digital media Individual advice of the customer:inside and supporting the inventory cases, as well as the determination of systematic new business approaches for existing and new customers:inside recognition of cross-selling approaches within the 360-performance spectrum and coordinator:in for the structured specialist application, e.g. interest rate management (visa/derivatives), follow-up planning, precautionary advice New customer acquisition by active address and recommendation management as well as setup/acquisition and support of own intermediary networks Ensuring customer satisfaction through excellent advice and service to customers: Consistent application of the applicable regulatory regulations within the scope of job-specific responsibility

Successfully completed training as a banker/wife or banker with Frankfurt School Finance & Management / VWA degree or economic or legal studies Multiannual successful activity in the care of private and/or corporate customers Economic knowledge and basic tax knowledge Loan knowledge, especially in the field of real estate financing and comprehensive knowledge of the product range around the property (bank loan, car loan) Control of the complete product range Private and business customers of the active business incl. Funding loans Embossed consulting and sales expertise and safe handling of demanding private banking and Wealth Management customer portfolio Outstanding market knowledge in the real estate market of the relevant private banking and wealth management region Target-oriented, structured mode of operation while at the same time very pronounced quality awareness Outstanding consulting skills and high degree security Safe, binding and appropriate occurrence Very strong service and service understanding expressed team capacity; high commitment, resilience and flexibility in everyday work The body requires the proof of the expertise according to §18 KWG (Immobiliar-Darlehensvergabe-Sachkunde-Regulation – ImmoDarlSachkV)

DesignYourWorkingLife – Digitization and flexibility shape our modern working world. Design your daily work as it best fits you: whether in the office, remotely in Germany or from the EU country. You want to travel longer? Then take a Sabbatical and discover the possibilities of New Work with us. #CareNowForLater – We will also provide you in the future. In addition to monthly salary payments, retirement provision is a topic that you should not deal with at the beginning of the pension. That's why we support your retirement from the first day. #DontStopMoving – Use the flexibility of Wellhub: There are over 2,900 fitness, leisure and wellness facilities available throughout Germany, and even abroad you have access to the 53,000 partner facilities worldwide. Because movement for us is not only health, but also sustainability, we also offer you the opportunity to lease a JobRad and to receive the German ticket for only €25 instead of €58 per month. We support you in an active lifestyle and promote environmentally friendly, cost-effective mobility