Trainee (d/m/f) Credit Analysis – Institutional Clients

Entry date 1 November 2025

Start your career at a bank where you can successfully shape your personal future and the future of our business partners. The DZ BANK is the second largest commercial bank in Germany, the leading institution of the Comrade Financial Group Volksbanken Raiffeisen-banken, the central bank for around 700 German commuter banks and has the holding function for the companies of the DZ BANK Group. We are a powerful and reliable employer who demands you with demanding tasks and advances you in your development. Where performance is based on trust and your skills are valued. With space for sustainable thinking and courageous action. The one who believes in the strength of diversity and partnership and where success is shared is also happy with you.

As a trainee for the Department of Institutional Customers in the field of credit, we offer you an exciting and challenging activity in the world of financial analysis. You will be fully involved in the analysis of countries, banks, insurance companies, funds and com­mune banks and will be given the opportunity to observe, analyze and evaluate international developments and their impact on our portfolio. An essential part of your work is the execution of credit analysis that will help you make sound decisions about credit risks. You are actively involved in the risk management of individual addresses and countries. We promote your analytical mindset and theoretical knowledge while you deepen and expand your skills in practice. In our versatile team, you have the opportunity to participate in projects for the further development of methods and processes and are supported and accompanied by an experienced team. In your 12-month trainee program with an individual schedule, you will be working in the various units of the Institutional Customers department. The location of your activity is Frankfurt am Main. You also have the option of hopping into section units.

You have a successfully completed Master's degree in full-time (summary 2.5 or better) in economics or a related field. You bring a high interest in international developments and draw your attention through a pronounced analytical working style, curiosity and a quick understanding, so that you can well record and evaluate complex facts. You benefit from a high degree of self-initiative and self-organisation in order to contribute your part to team performance independently and independently. Your commitment and communication strength enable you to work effectively in the team and enrich our projects with your ideas and enthusiasm. You have very good knowledge of German (at least C1) and can express yourself in writing as orally precise. You can also communicate safely in English (min. B2).

Perspective: You start with an indefinite contract and a salary of EUR 68,000 during and EUR 74,000 after the trainee program. Flexibility: We offer you sliding time and mobile work as well as 30 days holiday. Networking: You expect targeted onboarding and regular networking in the team of our trainees as well as joint training. Development: You receive mentorings for your own reflection, feedback discussions and training to support your personal, professional and methodological development. Sustainability: You will receive a BahnCard 50 with frequent travel activities in the trainee program (also for private use) and the possibility to use a ''JobRad''. Extras: You benefit from many attractive offers, such as financial relocation support for a change of residence to start the programme and many more: Further education Mobile work / sliding time Canteen / food supplement Cost of travel Occupational pension Health care Company events Mentoring JOBV1_EN