Trainee (f/d/m) Structured Finance – Cash Flow

Entry date 1 November 2025

Start your career at a bank where you can successfully shape your personal future and the future of our business partners. The DZ BANK is the second largest commercial bank in Germany, the leading institution of the Comrade Financial Group Volksbanken Raiffeisen-banken, the central bank for around 700 German commuter banks and has the holding function for the companies of the DZ BANK Group. We are a powerful and reliable employer who demands you with demanding tasks and advances you in your development. Where performance is based on trust and your skills are valued. With space for sustainable thinking and courageous action. The one who believes in the strength of diversity and partnership and where success is shared is also happy with you.

The Structured Finance division offers demanding financing solutions for corporate customers in international markets. Are you interested not only in the classic credit business, but especially in tailor-made financing solutions? Then you're right with us! You acquire comprehensive professional practice and valuable product knowledge in terms of securitisation and cash flow-based financing – through our teams of acquisition and project financing e.g. in the environment of renewable energies. The team evaluates project and risk structures and conducts cash flow analyses. At the same time, you evaluate the customer's business model and transactions on a sustainable basis. This and other tasks will be done together with experienced experts. In your 18-month trainee program with an individual throughput plan, you will be active in international and functional teams, from day-to-day business to participation in overarching projects and sales. 3 months of hospitation in our foreign branch in New York or London included. The location of your activity is Frankfurt am Main.

You have a successfully completed Master's degree in fulltime (degree 2.5 or better), preferably in the fields of Business Administration / Economics, Industrial Engineering, Business Informatics or Mathematics. Through internships, you have already gained first experience in banks or industry-related companies, in industry or in international organisations in Germany and abroad. This allows you to quickly work into the daily business and support your team. You have a strong interest in cash flow models and classic company analysis that will allow you to quickly start your team. You can express yourself in German and English (min. C1) in a safe manner. If you have knowledge in another language (Chinese, Spanish, French), this is advantageous. You work reliably, you have endurance and responsibility, and you can implement changing tasks in a targeted and solution-oriented manner.

Perspective: You start with an indefinite contract and a salary of EUR 68,000 during and EUR 74,000 after the trainee program. Flexibility: We offer you sliding time and mobile work as well as 30 days holiday. Networking: You expect targeted onboarding and regular networking in the team of our trainees as well as joint training. Development: You receive mentorings for your own reflection, feedback discussions and training to support your personal, professional and methodological development. Sustainability: You will receive a BahnCard 50 with frequent travel activities in the trainee program (also for private use) and the possibility to use a ''JobRad''. Extras: You benefit from many attractive offers, such as financial relocation support for a change of residence to start the programme and many more: Further education Mobile work / sliding time Canteen / food supplement Cost of travel Occupational pension Health care Company events Mentoring JOBV1_EN