Strategy & Operations Associate - Lending

Here, you will have the unique opportunity to work at one of Europe's most exciting Fintechs and contribute to our growth and expansion in a cross functional team. You will be responsible for ensuring the successful delivery of product initiatives through project management, external partner management and ensuring maximum performance of our different Lending products using data analysis and KPI tracking. You will have the unique opportunity to work on complex projects seeking as welcoming product features while driving business strategy and operational change. Strategic Leadership & Execution: Lead high-impact lending initiatives end-to-end, from strategic design through to execution and continuous improvement. Contribute to the definition execution and of strategic priorities for both the team and the overall Lending segment. Build data-driven business cases to evaluate the impact and feasible of strategic initiatives and new products - Including SQL deep dives and budget building Product Optimization & Steering: Oversee the full lifecycle of N26 Lending products, utilizing quantitative and qualitative analysis for continuous optimization. Analyze business performance to identify opportunities for growth, optimization, and innovation. Monitor product and project performance data using and insights to drive informed decision-making. Develop deep expertise in the Lending segment, including its business KPIs, infrastructure, and operational processes. Stakeholder Management: Act as the central point of contact between internal and external stakeholders, including Product & Tech, Legal & Compliance, Customer Operations, Banking Operations, Marketing, and external partners. Do you have hands-on leadership experience with Banking Retail Lending projects? Do you love complex problems using SQL for data analysis, creating business cases, as well as P&L, and KPI monitoring? Do you enjoy complex project management and aligning with multiple stakeholders on complex Banking Lending products? What you need to be successful: Background: Professional Experience: 4+ years prior experience in financial services - fintech/banking, investment banking, or startups. Direct experience in the credit field is a big plus Education: Bachelor's degree in a quantitative or business field (Finance, Economics, Math, etc.) from a top-tier university Project Management: Proven track record of leading large, cross-functional projects end-to-end and managing senior stakeholders. Vendor Management: Established experience in vendor management, contract negotiation, and partner performance evaluation. Technical & Analytical Skills: Data Mastery: Advanced Excel and SQL skills are mandatory - you must be able to independently source data and derive insights. Strategic Analysis: Ability to build complex business cases conduct deep-dive research into market and competitor trends Communication: Outstanding storytelling and visualization skills, with a high proficiency in Google Presentation Core Competencies Agility: Highly organized with the ability to navigate priorities and tight deadlines. Collaboration: A 'connective tissue' mindset, capable of mediating between Product, Tech, Legal, and Operations. Mindset: Proactive problem-solver with a genuine passion for the banking industry and N26's business model.

Accelerate your career growth by joining one of Europe's most talked about disruptors. Employee benefits that range from a competitive personal development budget, work from home budget, language apps and public transportation. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members. Vacation days depending on your location of work. Additional day of annual leave for each year of service. A high degree of automation and access to cutting technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. A relocation package with visa support for those who need it. N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status or disability status. .